Feb 6 • 45M

Top Lim - FinHero

Finance as a Service

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At Indelible Ventures, we strive to promote the startup ecosystem in Southeast Asia and bring attention to the stories of entrepreneurs and the businesses they have founded. By promoting the ecosystem, we aim to draw more attention and, with it, more VC Funding to Founders. RELATABLE - We uncover stories from Founders in our local market that will be relatable to an audience of Founders and Funders in the local market. USABLE - Our intent in surfacing these stories is to build the local knowledgebase derived from relatable and relevant experiences of a true peer set. SOUTHEAST ASIA - Limited audio content focuses on Founders in Southeast Asia. Further, as a Malaysia-based company, we are biased towards showcasing the underrepresented ecosystems in Southeast Asia.

This week we are joined by Top Lim of FinHero, which is a FinTech solutions provider operating a Finance as a Service platform ranging from credit scoring, KYC, collections and even supply chain financing.

This was a great conversation to discuss how he transitioned from a corporate career at equipment financing entities to launching his own firm.  We talk about the particulars in leveraging technology towards a traditional lending business to bring efficiency and more risk mitigation.  We close out with addressing the need to build trust in entering new markets.

I’d love to know what you took away from this conversation with Top Lim. If you’d like to be considered as a guest or have someone that you’d like to hear me speak to, drop me a message.

Listen now on AppleSpotifyGoogleOvercastPocket Casts, and YouTube.

Where to find Top Lim:

• LinkedIn:  https://www.linkedin.com/in/top-lim-3a38842b/

• FinHero:  https://finhero.asia/

Where to hear more from The Indelible VC:

• Newsletter: https://indelible.vc

• Twitter: https://twitter.com/IndelibleVc

• LinkedIn: https://www.linkedin.com/in/kbrockland/

In this episode, we cover:

[1:25] Worked in equipment financing overseeing a large portfolio but decided to strike off on his own.

[5:48] The starting point for FinHero product

[9:37] Using technology to bring efficiency to traditional lending

[14:07] The typical financing case for FinHero

[20:35] Building the pool of capital to facilitate the lending activity

[27:22] Leveraging technology for credit scoring in B2B

[33:35] Navigating regulation

[39:35] The biggest hurdle towards expansion

[42:26] Closing questions